FAQs

By clicking “Start Now,” you:

Accept and agree to Privacy Policy, Terms of Service, Marketing Practices, Rates and Fees and Responsible Lending;
Authorize us to use your existing data for this request and to share your data with participating lenders and third-party marketers to process your loan inquiry;
Provide your express written consent to receive: (i) marketing emails from us, participating lenders, and third-party marketers; (ii) SMS/text messages and autodialed or prerecorded calls from us, participating lenders, and third-party marketers at the phone number you provided—even if your number appears on any federal, state, or corporate Do Not Call list. To opt out text “STOP” to 4343297132. Standard message rates may apply. You acknowledge that consent is not required to obtain a loan. A non-exhaustive list of participating lenders and third-party marketers can be found here;
Provide to us and participating lenders your E-Consent and Credit Authorization.

How will I receive my personal loan?

You can choose to have your funds directly deposited into your checking or savings account or receive a check in the mail.

How are the loan terms determined?

Our system automatically generates loan offers based on the information you submit during your application. As a marketplace, we bring you different offers from different lenders at once and these offers tend to come with different terms and conditions. Mostly, they are based on your individual circumstances and unique needs. Please thoroughly review an offer before you select and sign it.

What’s the best way to make a payment?

While there are multiple ways to make your payments, each lender is different. Please review your lender’s requirements before you take a loan. Generally speaking, you can make payments online through Direct Pay, ACH transfer or debit card. Depending on the lender, you may be able to make payments by phone via ACH transfer or debit card, or pay via snail mail by sending a check or a money order. Some lenders have apps which you can download and follow the instructions to make a payment.

What do I do if I want to lower my monthly payments?

Please contact your lender directly to see if you qualify for lower monthly payments.