</noscript> <script async src="https://www.googletagmanager.com/gtag/js?id=AW-934310715"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', "AW-934310715"); </script> <div class="header header--inverted dev-slide-parent" style="background-color: #343a40"><div class="header__wrap container"><a class="header__logo" href="/"><img class="header__logo-img" src="/assets/img/upfinances.png" alt="upfinances.com"></a></div></div><div class="heading heading--article" style="background: url(/assets/img/01.jpg) center/cover"><h1>F.A.Q</h1></div><div class="article"><div class="layout__block layout__block_form inner-form"><div class="layout__row container"><form class="listing-filter__container" id="login-form" action="/login.php" method="POST"><div class="listing-filter__cell dev-from-validation"><label class="listing-filter__label" for="requested_amount">Loan amount</label><select class="filter-elem-select listing-filter__form-elem listing-filter__form-elem--select" id="requested_amount" name="requested_amount"><option value="300">$200 - $500</option><option value="600">$500 - $1,000</option><option value="1000" selected="selected">$1,100 - $2,500</option><option value="2500">$2,500 - $5,000</option></select></div><div class="listing-filter__cell listing-filter__cell--show-mobile dev-from-validation js_element"><label class="listing-filter__label" for="email">Your Email Address</label><input class="filter-elem-select listing-filter__form-elem listing-filter__form-elem--input" id="email" type="email" name="email" placeholder="Your Email Address"></div><div class="listing-filter__cell listing-filter__cell--show-mobile dev-from-validation js_element"><label class="listing-filter__label">Last 4 digits of SSN</label><input class="filter-elem-select listing-filter__form-elem listing-filter__form-elem--input" type="tel" name="ssn" maxlength="4" placeholder="••••"></div><div class="listing-filter__cell listing-filter__cell_button"><button class="listing-filter__button button button--border filter-elem-btn" type="submit">Start Now</button></div></form></div></div><p> If you have any questions about online loan industry and processes behind obtaining online personal loan, you may be able to find the answer to your question here. Below is the list of the questions that upfinances.com is asked most frequently. If you cannot find the answer to your question here for any reason, you can contact us via any of the methods listed on our Contact page. Please keep in mind that we do not have any access to the information about specific loan offers or terms. These questions should be addressed to your lender directly. </p> <p><strong>Can I qualify for a personal loan?</strong></p> <p>General qualification requirements are the following:</p> <ul> <li>You must be at least 18 years of age, and you must legally work and live in the United States;</li> <li>You must hold a valid checking account and personal identification</li> <li>You must have a valid email address, work phone number and home phone number.</li> </ul> <p><strong>How much can I borrow?</strong></p> <p> Although most lenders in our network will loan between $500 and $5000, we cannot guarantee that your request will be accepted by a participating lender. The exact loan amount depends on legal restrictions and how the lender evaluates your personal information. </p> <p><strong>How will I get my money?</strong></p> <p>Your lender will deposit the funds directly to your bank account in as soon as the next business day following your loan approval.</p> <p><strong>Can I apply if I have bad credit?</strong></p> <p>Yes, you may still qualify for a loan even with a bad credit.</p> <p><strong>How long does it usually take?</strong></p> <p> It takes only several minutes to complete our secure online form. Once you are approved for a loan, the funds are typically sent in as little as 24 hours. </p> <p><strong>How much does it cost?</strong></p> <p> Our service is free to apply. The cost of your loan is determined by the lender in accordance with the regulations in your state of living. </p> <p><strong>What APR and terms can I get from a lender?</strong></p> <p> Participating lenders' rates range from 4.99% to 29.85% APR with the repayment period from 65 days to 84 months. </p> <p><strong>How do I repay my loan?</strong></p> <p>Repayments are automated. Your loan payment will be taken from your bank account on its due date.</p> <p><strong>What if I'm late with the payment or cannot repay the loan?</strong></p> <p> If you are experiencing financial difficulties and struggling to make payments on time, it's important that you notify your lender as soon as possible to minimize damage and avoid overwhelming fees. Only your lender can inform you on their late payment and non-payment policy. Missing a payment or making a late payment can have negative impact your credit score. </p> <p> If you default on your loan obligations, lenders are entitled to initiate debt collection practices in compliance with the law. </p> <p><strong>Is my information safe?</strong></p> <p> upfinances.com uses top-rated security technology to protect your information transmitted to the lender, who then decides whether to fund your loan. To get more details about the ways in which your information is collected, used and protected, please review our Privacy Policy. </p> <p><strong>What can I use my loan for?</strong></p> <p> Basically, it can be used for any purpose: from home improvement and medical expenses, to debt consolidation. It is entirely up to you. </p></div><div class="footer" style="background-color: #343a40"><div class="footer__wrap"><ul class="footer__menu" data-not-editable><li class="footer__menu-item"><a href="/apply">Start Now</a></li><li class="footer__menu-item"><a href="/page/how-it-works">How it Works</a></li><li class="footer__menu-item"><a href="/page/faq">FAQ</a></li><li class="footer__menu-item"><a href="/page/contact">Contact</a></li><li class="footer__menu-item"><a href="/page/privacy-policy">Privacy Policy</a></li><li class="footer__menu-item"><a href="/page/terms-of-use">Terms & Conditions</a></li><li class="footer__menu-item"><a href="/page/responsible-lending">Responsible Lending</a></li><li class="footer__menu-item"><a href="/page/marketing-practices">Marketing Practices</a></li><li class="footer__menu-item"><a href="/page/rates-and-fees">Rates and Fees</a></li><li class="footer__menu-item"><a href="/page/unsubscribe">Unsubscribe</a></li></ul><div class="footer__disclaimer"><p><strong>Disclaimer:</strong> upfinances.com IS NOT A LENDER, does not broker or provide loans. This website does not make any loan decisions and does not constitute an offer or solicitation to lend. Participating lenders offer loans from $200 up to $5,000. We are not offering you a loan and do not promote any lending services. Our website is not available in all states. Submission of a request through this website does not guarantee that you will be approached a loan offer or receive an offer you’ll be satisfied with. If you have any questions about your loan, please contact your lender directly. Credit checks may be carried out with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.</p> <p><strong>State Availability:</strong> Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loans products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you are resident in individual US states.</p> <p><strong>Footnotes:</strong> (¹) This is the average time taken to complete the online loan process, submit the details and receive a loan approval decision.</p><p>7848 W SAHARA AVE, LAS VEGAS, NV, 89117</p></div><p class="footer__copyright">© 2019 upfinances.com</p></div></div><script type="text/javascript" src="/assets/js/app.js?9821ad02aaabd7dd259a"></script><script type="text/javascript" src="/assets/js/login.js?9821ad02aaabd7dd259a"></script></body></html>